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RESOURCE HUB

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HOME RELIEF RESOURCE HUB

Empowering New England homeowners with honest, free guidance to navigate mortgage hardship. Whether you are looking to avoid your home going to auction or want to explore your options for relief.

Home Relief Resource Hub is your hub for homeowner financial assistance in NH/MA/ME/RI. Most families wait until it’s too late; we provide information early to protect your home foreclosure relief options, your credit, and your peace of mind.

Our stats show early awareness is key to better outcomes. Topics include:

  • Mortgage resources (reinstatement, forbearance, loan modification, partial claims).
  • Equity information (how home equity works and lending impacts).
  • Postponement information (short-term relief for exploring long-term stability).
  • Bankruptcy education (general insights and public resources). 
  • Financial Recovery Support; financial coaching (budgeting tools, debt consolidation referrals); credit restoration; mortgage lenders for low-credit buyers; guidance on government assistance (e.g., Social Security, disability, VA benefits); and direction toward future homeownership.
RESOURCE HUB – EXTRAS
RESOURCE GUIDE FREE ACCESS

Home Relief Resource Guide

Local resources for homeowners in financial hardship.

Home Relief Resource Guide
Fresh Start Packet FREE ACCESS

The "Fresh Start" Info Packet

Qualify for relief funds and home search assistance.

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Success Stories FREE ACCESS

Homeowner Success Stories

Real stories of people who found relief through our programs.

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Financial Tools FREE ACCESS

Free Budgeting Spreadsheet

Feeling the New England 'squeeze'? Use this template.

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Contact
954 Whittier Hwy
Moultonborough, NH 03254
603-691-1364
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DISCLAIMER

Unlocked Home Relief provides free educational resources and may occasionally engage in standard real estate transactions, including purchasing properties and wholesaling via contract assignments, in the states of New Hampshire (NH), Maine (ME), Massachusetts (MA), Vermont (VT), or Rhode Island (RI). However, we do not provide any services intended to avoid, delay, or prevent foreclosure that are regulated under applicable state laws, including but not limited to negotiating loan modifications, forbearance agreements, short sales, debt settlements with lenders, or foreclosure rescue transactions (such as those involving lease-backs, options to repurchase, or retained homeowner interests post-sale). Our activities do not include compensated or fiduciary roles in foreclosure consulting, equity purchasing, reconveyance providing, real estate brokerage, or wholesaling that require licensing or involve exploiting homeowner distress for gain.

Free Educational Resources: All content and resources on this website, including those in Relief University, are provided solely for general informational and educational purposes at no cost and are not regulated foreclosure-related services, brokerage, or advisory under state laws (e.g., NH RSA 479-B and RSA 331-A, ME Title 32 Ch. 80-B, MA 940 CMR 25.00, VT 12 V.S.A. §4941, RI Title 5 Ch. 80). Providing this free information does not create any advisory, fiduciary, brokerage, or service-based relationship and is entirely separate from any transactional activities.

Our Real Estate Transactions: We may occasionally purchase properties through standard Purchase and Sale (P&S) agreements at fair market value, resulting in full title transfer without retained seller interests, or wholesale by assigning our equitable interest in such P&S to end buyers (e.g., the highest bidder) as a common contract practice without taking title. These transactions are voluntary, optional, and not solicited or marketed as a means to stop, delay, or avoid foreclosure. They do not involve regulated practices such as marketing properties without ownership, providing middleman services for commission, or any form of distress exploitation. All transactions include full disclosures (e.g., intent to assign, cancellation rights where applicable) and are not required to access our resources.

No attorney-client, fiduciary, advisory, or brokerage relationship is created by your use of this site or its materials. We strongly recommend consulting a licensed attorney, certified financial advisor, HUD-approved housing counselor, or real estate broker for personalized guidance, including on any potential P&S or assignment. For state-specific resources, visit official sites like the Massachusetts Attorney General’s Office or New Hampshire Department of Justice. Unlocked Home Relief disclaims all liability for actions taken based on information herein, including outcomes from any transactions.

Unlocked Home Relief and Unlocked Real Estate are DBA brands of Unlocked Home Project LLC. All rights reserved.